Home Buyer Services
Buying a home can be exciting, stressful, and puzzling, all at once. After all, you are making what’s likely to be the largest purchase of your lifetime. And your home is not only a financial asset; it’s a place for you to build your life and your family. Here at Hamal Enterprises, our goal is to help members of our community have the opportunity to enjoy the benefits of owning a home! Whether you are in the market to buy your first home, upgrade to a larger home, or purchase property as an investment, we will help make the process as smooth and seamless as possible.
Welcome to Hamal Enterprises
Buy Your Next Home With Us
You see truth be told, all real estate professionals are NOT the same. When you’re purchasing a home you need a local expert in your corner who’s working in your best interest. We believe that knowledge is what opens doors. With our knowledge and expertise, you can feel confident in all aspects of the home buying process from choosing the right neighborhood to evaluating property value to negotiations to the closing!
Over the past few years alone we’ve helped people make their dreams of real estate ownership come true. We’d be happy to provide you with first-call service and assistance. Please give us a call today so we can discuss your wants and needs in a home, and let you know how we can help make that happen.
We Assist You With The Following
Home Buyer Education
The home buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! First, you need to know how and where to begin. We will answer all of the questions you have when deciding whether or not you are ready to buy a home. With all of the details involved in buying a home, we will be there to hold your hand and navigate you through every step.
Knowing and Understanding Your Credit
It’s important to understand what credit is and how it affects you when buying a home. Together, we can find out what your credit score is and discuss what it says to lenders. We can show you how to get a FREE copy of your credit report and how to correct any errors you may find. If you have not-so-great credit, we also work with credit repair experts who can help you repair your damaged credit and put you back on the right path.
Choosing The Right Home
There are many factors that come into play when choosing the right home. After discussing your needs and wants, we will familiarize you with the different housing types available to help you narrow your search and assure you’ll find what you’re looking for in a home. We will also determine how much house you can afford on your budget so that we can help you find a home that suits both your lifestyle and your budget.
Reducing the financial burden of this magnitude is something every soon-to-be homeowner welcomes. With our intricate knowledge of the business, we will show you a variety of things you can do before, during, and after the closing to save up to $10,000 on the purchase of your home!
Property investing is a serious business. Whether you are a beginning investor or an experienced vet, the key to making money in real estate investing starts with BUYING RIGHT. This is the #1 mistake investors make all the time. We have helped landlords, rehabbers, and wholesalers all across the state by arming them with the knowledge to make the BEST decisions to ensure a solid investment!
If you aren’t quite ready to purchase yet, you can really benefit from our rent-to-own program. The program was designed to help renters with credit issues who can’t yet qualify for a mortgage or don’t a large lump sum of cash available for a [Text Box]down payment. With our rent-to-own program, instead of just paying rent, your rent payments apply toward the purchase of a home! So you can build equity while repairing your damaged credit to qualify for a mortgage.
There are many different types of home programs to help you, give us a call so we can discuss your personalized options.
In many instances, it may be in your best interest to sell. If you are struggling to make the mortgage payment each month, you may want to find a more affordable situation. Likewise, do not risk losing valuable equity to a pending foreclosure by not taking action. We can purchase your home directly from you, and there are no hefty realtor commissions you will have to pay. We can also close very quickly or on your timeline, whichever you prefer. Call us today, and we can make you an offer in less than 24 hours!
Mortgage Refinance Programs
If saving your home is your goal, we can help! We work with many national lenders who specialize in refinancing homeowners who are behind on payments. Most mortgage companies will shy away from borrowers with tarnished credit, but not the lenders we work with. We will work diligently to find the best loan product for you. If this program interests you, please speak with us today, because the longer you delay the more difficult it will be to qualify!
Loan Modification Programs
A “Loan Modification Program” is a special program designed to help homeowners who had a previous hardship get back on track with their mortgage. We will work directly with you and your lender to help you qualify, however, you must have recovered from that hardship, and be able to make your mortgage payments again. Often times the lender will require some sort of partial payment before they will consider a loan modification program. The relationships we have built with many banks will help you immensely during this process.
Short Sale Programs
With today’s declining DFW area market it can be very difficult for some homeowners to sell their property. If you are over-leveraged, you may be tempted to just walk away, however, this is not in your best interest. There are serious consequences if you let the home go to foreclosure. If this is a scenario you are currently experiencing, you must understand you have options. We are very successful at negotiating debt with banks and can oftentimes purchase your property directly from you thus saving you from foreclosure.
Credit Repair Programs
Whether you are looking to repair your credit from an unfortunate financial event or improve your credit score in order to purchase another home in the future, our network of credit repair specialists can produce results quickly. We can provide educational materials, step by step instruction, and professional credit coaching throughout the course of a year to help you right the ship and get back on track.
Homeowner Relocation Programs
We realize the challenges homeowners face when selling their property. That is why Hamal Enterprises has a Homeowner Relocation Program that will work for you to locate another home or an apartment depending on your needs. We can also arrange for movers if this is something you desire. We know selling a home can be stressful and believe in going the extra mile for our customers. Please inquire about the program, and let us help you with your transition.
Access to the best specialists in the real estate industry
We work closely with a network of real estate professionals in order to provide you with access to the best-of-the-best in the industry. To assist you in the home buying process, we often leverage our close relationships in order to meet your needs. Our network includes:
Credit Repair Experts
Private Money Lenders
And Many More
DFW Area Specialties
Debt Removal or Renegotiation
Refinancing Homes in Foreclosure
Sell your Property without Realtor Commissions
Environmental or Structural Problems
Apartment & House Rental Specialists
Judgments or Outside Liens
First Time Homebuyer Programs
5 Ways to Save $10,000 on the purchase of your home
Buying a home can be a daunting task, especially when considering this is the largest purchase most individuals will ever make. Therefore, reducing the financial burden of purchase of this magnitude is something every homeowner welcomes. This brief report will cover 5 ways to save you money on the purchase of your next home before, during, and after the closing process…
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We will contact you within 24 hrs to discuss your goals and options
Set up a meeting to go over action plans and begin tackling your real estate goals.
Real Estate Solutions Firm.
Hamal Enterprise provides a comprehensive list of services for investors and homeowners that save you time and allow you to create your own wealth.